Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

Shares of Fair Isaac, Equifax and TransUnion fell after the director of the Federal Housing Finance Agency said the companies were under a review.

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure ...

Equifax said the updated format, now available in hard copy for those who request their report, provides a visually enhanced, easy-to-read layout that puts the consumer first.

Equifax (NYSE:EFX) recently unveiled a new consumer credit report design aimed at improving credit history comprehension, featuring the VantageScore 3.0 at its forefront. During the last quarter ...

Equifax® (NYSE: EFX) is making it even easier for U.S. consumers to understand their credit history and monitor their financial health with the introduction of a new, reimagined consumer credit ...