A: Natural disasters can occur no matter where someone lives. For some people, it could be a hurricane; for others, it could be a flood, earthquake, tornado or blizzard. While laws vary from state to state, the guidelines for dealing with the cleanup are consistent.

Hurricane Milton plowed into the Atlantic Ocean on Thursday after cutting a destructive path across Florida that spawned more than a dozen tornados, destroyed homes and killed at least four people, but the storm did not trigger the catastrophic surge of seawater that was feared.

But as work began Thursday morning to restore services, clear debris, reopen bridges and undertake search-and-rescue operations, state officials were concerned about flash flooding after the hurricane brought heavy rain.

Hurricane Milton barreled into Florida's west coast Wednesday.The storm made landfall as a Category 3 hurricane but was later downgraded to a Category 1.It's the second massive storm to strike the region in two weeks.

By Leonara LaPeter Anton and Brad Brooks ST. PETERSBURG, Florida (Reuters) -Hurricane Milton plowed into the Atlantic Ocean on Thursday after cutting a destructive path across Florida that spawned more than a dozen tornados,

The problems in the Florida homeowner’s insurance sector are well known. For a stretch of several years earlier this century, the state had avoided any major direct hurricane hits. But its luck has shifted and because of climate change,